Summary
- Robert Crossley of Franklin Templeton said Bitcoin (BTC) and Ethereum (ETH) are the leading candidates to be added first to US retirement plans.
- He said BTC and ETH, with their market capitalization and liquidity, would be adopted before smaller altcoins or memecoins.
- He said initial access would more likely come through regulated investment products and professional management strategies rather than direct purchases, a factor that could affect the structure of fund inflows.
Forecast Trend Report by Period


Bitcoin and Ether may be among the first cryptocurrencies added to US retirement plans as regulators move to ease restrictions on alternative assets.
Robert Crossley, head of global industry advisory services at Franklin Templeton, told DL News in an interview published April 9 that major digital assets are the leading candidates for initial inclusion in pension portfolios.
Assets with sufficient market capitalization and liquidity would be adopted first, making BTC and ETH more likely candidates than smaller altcoins or memecoins, he said.
Crossley also said initial exposure would more likely come through regulated investment products or professionally managed strategies rather than direct purchases. That suggests risk management will take priority as crypto is integrated into the regulated financial system.
The Trump administration previously said through the Department of Labor that it would pursue looser rules for including alternative assets in 401(k) retirement plans. Markets view the policy shift as a factor that could affect the structure of fund inflows.


JH Kim
reporter1@bloomingbit.ioHi, I'm a Bloomingbit reporter, bringing you the latest cryptocurrency news.





