Nearly 20% of US Households Were Delinquent on Loan Payments Over Past 3 Years Through 2025, Highest Since 2010
JH Kim
Summary
- About 20% of US households were delinquent on loan payments at some point during the three years through 2025.
- A Federal Reserve survey found that about 20% of households fell behind on loan repayments over the three-year period.
- That was up 8 percentage points from about 12% in the previous survey, the highest level since 2010.
Forecast Trend Report by Period



Nearly 20% of US households were delinquent on loan payments at some point during the three years through 2025, the highest level since 2010.
According to a Federal Reserve household survey released on October 9, about 20% of households fell behind on loan repayments over the three-year period through 2025.
That was up about 8 percentage points from roughly 12% in the previous survey.
The share was the highest since 2010, showing that more households struggled with loan repayments than in the prior survey.
JH Kim
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