Ripple to Overhaul XRP Ledger Support Framework in 2026… “A More Transparent Support System”

Ripple plans to shift its support structure for the XRP Ledger blockchain network ecosystem to a more decentralized format starting this year.

On the 27th (Korea time), Ripple said in an official blog post that it has “invested more than $550 million in XRP Ledger initiatives since 2017,” adding that “going forward, we will build a more transparent, more accessible, multi-channel support framework.”

So far, Ripple has backed around 200 projects worldwide through XRPL Grants, accelerators, hackathons, builder bounties and other programs.

Starting this year, it will expand the scope of support to areas including payments, DeFi, tokenization, artificial intelligence (AI), gaming, e-commerce, carbon markets and enterprise financial applications. Ripple explained that “as the ecosystem enters a more mature phase, a single-entity-centered funding execution structure has reached its limits.”

Accordingly, beginning in 2026, a “decentralized funding model” will be introduced to enable more active participation by independent institutions, regional hubs, venture partners and community-led organizations. The newly launching “FinTech Builder Program” will support the development of institutional-grade financial applications, including stablecoin (digital assets pegged to fiat currency) payments, credit infrastructure, tokenization and regulated financial services.

In addition, to strengthen community governance, Ripple will introduce “XAO DAO.” The DAO will be structured to participate in fund allocation through proposals and voting, and will operate small micro-grants and a community proposal system. The plan is to distribute decision-making authority more broadly among stakeholders and enable rapid support for experimental projects.

Ripple said it will “advance the XRP Ledger ecosystem into a more open and self-sustaining model through a structure in which multiple independent organizations, regional hubs and venture partners participate together,” adding that it will “soon unveil an integrated XRP Ledger funding hub so developers worldwide can see support programs at a glance.”