Toss: "Fully committed to stablecoins…we want everything from distribution to issuance"

Toss said it is actively pushing ahead with its stablecoin business (digital assets pegged in value to fiat currencies).

Seo Chang-hoon, an executive director at Viva Republica, said at the '2026 Blockchain Meetup Conference' held at the Seoul Textile Center on the 12th, "Toss wants to try both distributing and issuing stablecoins," adding, "because to do distribution well, the issuance protocol and infrastructure need to coexist alongside it."

Seo presented "Money 3.0" as Toss’s next-generation financial initiative. He explained, "Money 3.0 is characterized by universality, programmability (executability), verifiability, composability, and seamlessness (integration of online and offline)," adding, "the Money 3.0 era is a structure in which specific conditions are embedded in money itself, allowing financial activities to be executed automatically without human intervention."

Toss says stablecoins and artificial intelligence (AI) are at the core of the initiative. Seo said, "In the existing monetary infrastructure, people were the entities moving money, but in Money 3.0, 'AI agents' conduct financial activities," adding, "this service can be implemented only when stablecoin infrastructure is combined."

He also argued that Toss is the most suitable platform for stablecoin infrastructure. "Toss is a financial platform with a user base of 30 million, MyData, electronic authentication, and banking, securities, and payments licenses," Seo said, adding, "we can handle stablecoin issuance and distribution, as well as asset linking, on a single platform."

Going further, Toss plans to expand its offline infrastructure ahead of the arrival of the Money 3.0 era. "Even a digital currency has to be usable at a neighborhood café," Seo said, adding, "we will roll out more than 700,000 Toss Place terminals by 2027 to break down the boundary between online and offline."