"The rise of 'AI agent finance'… Stablecoins set to become a core payment method"

As an era approaches in which artificial intelligence (AI) agents conduct financial activities on their own, some argue that stablecoins—digital assets pegged to the value of fiat currency—could take root as core payment infrastructure.

According to digital-asset media outlet CoinDesk on the 14th (Korea time), Dante Disparte, Chief Strategy Officer (CSO) at Circle, said, "The most important feature of stablecoins is that they are programmable money," adding, "Blockchains can serve as a common ledger that all AI agents can reference. In an agent economy, stablecoins and blockchains can become core infrastructure."

Skepticism also exists. Sean Neville, co-founder of Catena Labs, said, "It’s true that some AI developers have a negative perception of digital assets because of cases like memecoins and Ponzi schemes." He added, "If payment methods between AI agents are fragmented across multiple protocols, it could make market formation difficult," stressing that "Stablecoins can play a role only if there is a standard payment protocol that anyone can use, like SSL."