Standard Chartered "XRP, room for mid-term revaluation if regulatory risks ease…up to 8 dollars possible"

With legal uncertainty surrounding XRP effectively entering a phase of resolution, an analysis said that changes in supply-demand dynamics after inclusion in the institutional framework could lead to a mid- to long-term revaluation of XRP's price.

On the 30th, according to Coinpaper, a virtual asset (cryptocurrency) specialist outlet, Standard Chartered recently projected in a digital asset report that 'if the current regulatory environment is maintained or further clarified, XRP could rise to as much as 8 dollars in the optimistic 2026 scenario.'

Jeffrey Kendrick, head of digital asset research at Standard Chartered, pointed to changes in supply-demand structure that could occur after a reduction in regulatory uncertainty as the basis for the XRP outlook. He explained, 'As legal risks are largely removed, XRP has secured a clearer asset classification from the perspective of institutional investors,' adding, 'As a result, the possibility of portfolio inclusion is gradually expanding.'

Kendrick notably emphasized that paths for institutional access have already been established. He said, 'Unlike in the past, an environment has formed in which institutional funds can access XRP within a regulated structure,' and 'This can act as a factor supporting a mid-term revaluation through increased liquidity and a broader base of participants, rather than a short-term price surge.'

However, Standard Chartered drew a line, noting that not all scenarios converge on an optimistic path. According to simulations included in the report, the probability that XRP's 2026 price will be in the 1.04–3.40 dollars range was highest at about 60%, and the median was presented at 1.88 dollars.

Kendrick said, 'Just because an institutional foundation is in place does not mean the price will immediately move to the upper scenario,' and explained, 'The speed of fund inflows via ETFs and whether global investment demand recovers will determine the actual price path.'

In the market, there is a tendency to regard Standard Chartered's 8-dollar projection as an upper scenario premised on regulatory risks being largely resolved. Rather than additional regulatory variables, assessments indicate that the key variable for future XRP prices is how much actual capital inflows accumulate after institutionalization.

The outlet reported, 'XRP is already classified as an asset that has largely passed the regulatory phase,' and 'Going forward, the point to watch is less the regulatory issue itself than how stably institutional funds flow in.'