- Visa and Mastercard have evaluated that stablecoin payments currently do not pose a substantive threat to their payment networks.
- Visa and Mastercard stated that card networks hold a strong advantage in terms of predictability, broad acceptance, and anti-fraud infrastructure.
- The two companies are focusing on the technology of stablecoins and are investing in related integrated infrastructure.
- The article was summarized using an artificial intelligence-based language model.
- Due to the nature of the technology, key content in the text may be excluded or different from the facts.
Global payment companies Visa and Mastercard have assessed that, despite the recent rise of stablecoins, their impact on these companies’ payment networks remains limited.
On the 2nd (local time), cryptocurrency-focused media outlet Coinpedia reported, "Visa and Mastercard stated that stablecoin payments are not currently a substantial threat." In fact, Visa's annual payment processing volume is $15 trillion, far exceeding the entire stablecoin market capitalization.
According to Reuters on the 1st (local time), the two companies analyzed that about 90% of stablecoin transactions are still confined to crypto exchanges, with limited usage in everyday payments. They emphasized, "Card networks still have a strong advantage in areas such as predictability, wide acceptance, and anti-fraud infrastructure."
However, it is known that Visa and Mastercard are paying close attention to stablecoin technology and investing in related integrated infrastructure.
The media added, "Some US merchants are paying attention to stablecoins, but most usage still remains within crypto exchanges," stating, "Stablecoins are still considered to have limitations as a mainstream payment method."
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